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Market Data Provider Disclosure

S&P Dow Jones Indices

Copyright ©2021, S&P Dow Jones Indices LLC. Reproduction of S&P/ASX Index Alerts, S&P US Indices and Dow Jones Averages in any form is prohibited except with the prior written permission of S&P. S&P does not guarantee the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions, regardless of the cause or for the results obtained from the use of such information. S&P DISCLAIMS ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. In no event shall S&P be liable for any direct, indirect, special or consequential damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with subscriber’s or others’ use of S&P/ASX Index Alerts, S&P US Indices and Dow Jones Averages.

FTSE International Limited

Data: means any data (including any Index Values, weightings and constituents, methodology, Information Provider's data, ICB Data, Ratings, Pricing Data, and/or FastQuote Data) received or accessed by Licensee or any of Licensee’s Group Companies that is produced, calculated or otherwise made available by or on behalf of a Licensor or any Group Company of a Licensor from time to time.

  1. You shall only be permitted to view the Data licensed under a Services Contract between Licensee and Licensor internally. No other use of Data shall be permitted.
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    1. you shall not copy, store, sell, license, distribute, transmit or duplicate to any third party or to any person (including within your organisation) any Data or any part thereof in any form or by any means;
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      1. creating and/or operating (whether by itself or by any third party) any financial product, index or service which seeks to match the performance of or whose capital and/or income value is related to the Data or any part thereof;
      2. creating and/or operating (whether by itself or by any third party) any financial product, index or service the performance of which is linked to the performance of a third party's product, index or service which, in turn, seeks to match the performance of or whose capital and/or income value is related to the Data or any part thereof (and whether or not such third party is licensed by the Licensor to do so); or
      3. generally exploiting the Data in a manner designed to benefit you or any third party (including the creation of any product or service).
    5. you shall not take a snapshot of any Real Time or Delayed Data or designate or refer to any Index Values within such Data as being an end of day value or closing price;
    6. you shall not use the Marks or remove any copyright or proprietary notices incorporated into the Data and the End User shall acknowledge that the Licensor and/or any relevant third party information providers are the owners of the intellectual property rights in, and relating to, the Data;
    7. you shall not use the Data in any way or for any purpose that would require a separate licence from the Licensor or any other person; and
    8. you shall not permit, or purport to permit, any third party to do any of the foregoing.

NASDAQ Indices

Use: You acknowledge and agree that the Nasdaq information, data and content (Information) is licensed to you for your internal business use and/or personal use only. You must not sell, lease, furnish or otherwise permit or provide access to the Information to any other person or to any other office or place. You will not engage in the operation of any illegal business use or permit anyone else to use the Information (or any part of the Information), for any illegal purpose or violate any applicable law, rule or regulation. You may not present the Information rendered in any unfair, misleading or discriminatory format. You must take reasonable security precautions to prevent unauthorised persons from gaining access to the Information.

Proprietary Rights: You acknowledge and agree that NASDAQ has proprietary rights to the Information that originates on or derives from markets regulated or operated by NASDAQ, and compilation or other rights to information gathered from other sources. You further acknowledge and agree that NASDAQ's third-party information providers (Information Providers) have exclusive proprietary rights to their respective Information. In the event of any misappropriation or misuse by you or anyone who accesses the Information through you, NASDAQ or its Information Providers will have the right to obtain injunctive relief for its respective materials. You will attribute source as appropriate under all the circumstances.

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All Information is provided "as is" without warranty of any kind. Neither Nasdaq (nor the any Information Providers) will be liable (whether for negligence, breach of contract, tort or otherwise to you or any other individual or entity for any unavailability, delays, inaccuracies, errors or omissions in the Information or for any action taken in reliance of the Information for any damages, whether in tort, contract, or otherwise.

Sandstone Insights

The information and opinions contained within Sandstone Insights Research were prepared by MST Financial Services Pty Ltd (ABN 54 617 475 180, AFSL 500557) ("MST", "us", "our" or "we").

Any advice contained within Sandstone Insights Research is general advice only and has been prepared without taking into account any person’s objectives, financial situation or needs. Any person, before acting on any advice contained within Sandstone Insights Research, should first consider consulting with a financial adviser to assess whether that advice is appropriate for their objectives, financial situation and needs. Those acting upon such information without advice do so entirely at their own risk.

Whilst we make every effort to use reliable, comprehensive information in the construction of its reports, we make no representation, warranty or undertaking of the accuracy, timeliness or completeness of information in this report. Save for any statutory liability that cannot be excluded, we and our employees, representative and agents shall not be liable (whether in negligence or otherwise) for any error or inaccuracy in, or omission from, this advice or any resulting loss suffered by the recipient or any other person.

Past performance is not indicative of future performance, and no representation or warranty, express or implied, is made regarding future performance. Estimates of future performance are based on assumptions that may not be realised. Investments involve risks and the value of any investment or income may go down as well as up. Investors may not get back the full amount invested, and price, value of and income from any of the securities or financial instruments mentioned in this report can fall as well as rise. The value of securities and financial instruments is subject to exchange rate fluctuation that may have a positive or adverse effect on the price or income of such securities or financial instruments.

Any projections contained within Sandstone Insights Research are indicative estimates only. Such projections are contingent upon matters outside the control of MST (including but not limited to economic conditions, market volatility and company-specific fundamentals) and therefore may not be realised in the future. It is important to note that while predictions are necessarily influenced by existing data and past events, past performance is not a reliable indication of future performance.

Morningstar Inc

© 2023 Morningstar, Inc. All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice or ‘regulated financial advice’ under New Zealand law has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. For more information refer to our Financial Services Guide (AU) and Financial Advice Provider Disclosure Statement (NZ) at www.morningstar.com.au/s/fsg.pdf and Page 4 of 7 Version March 2021 ME_192607065_2 www.morningstar.com.au/s/fapds.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Our publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Ltd ACN 004 523 782.

© 2023 Sustainalytics. All Rights Reserved. The information, data, analyses and opinions contained herein: (1) includes the proprietary information of Sustainalytics; (2) may not be copied or redistributed except as specifically authorized; (3) do not constitute investment advice nor an endorsement of any product or project; (4) are provided solely for informational purposes; and (5) are not warranted to be complete, accurate or timely. Sustainalytics is not responsible for any trading decisions, damages or other losses related to it or its use. The use of the data is subject to conditions available at https://www.sustainalytics.com/legal-disclaimers. Licensor does not warrant that the Product complies with the requirements of the FINRA or those of any other organization anywhere in the world. Further information designed to assist Licensee in meeting FINRA and other regulatory disclosure requirements is available by clicking http://corporate1.morningstar.com/US/Manager-Research-Disclosure/. These disclosures are subject to change by Licensor without prior notice. Licensee may find alternative ways to display the disclosures that may also meet regulatory requirements and may do so at its discretion; provided, however, that, in all cases, Licensee remains solely responsible for ensuring that any disclosures and any marketing or related materials issued or distributed by it comply with all applicable laws, rules and regulations.